Buy Term & Invest the Difference
Face amount of insurance: $
Cash value life insurance plan (whole life or universal life):
Is the term death benefit constant? Yes    
No
Is the cash value death benefit constant? Yes    
No
Is the cash value life insurance premium constant? Yes Annual cash value premium: $
    Number of annual premiums paid:
(if left blank, assumes cash value premiums paid throughout)
No
Expected gross cash value at cut-off age: $
Cut-off age for illustration (eg. 60, 65, 70, 75, etc.)?
Pre-Tax Investment Rate Marginal Tax Rate Inflation Rate
% % %
 
Gender Age Smoking Status
Male   
Female		 Smoker       
Non-smoker

Term Insurance Premiums

  Premium # of Years   Premium # of Years   Premium # of Years
1. 5. 9.
2. 6. 10.
3. 7. 11.
4. 8. 12.
Run a Present Value Comparison
Clear this form